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Individual & Family Health Insurance in Texas

Not on Medicare and not shopping the ACA exchange? We compare major medical, dental, vision, and life plans across multiple carriers to find coverage that fits your health and your budget — at no cost to you.

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Health Insurance

Coverage Options We Compare

Whether you're self-employed, between jobs, or just want more than one plan quoted, we shop the market for you.

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Major Medical Plans

Individual and family plans for everyday care, hospital stays, and prescriptions — on and off the ACA exchange. We compare multiple carriers to help find the best solution for you.

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Dental Insurance

Standalone dental plans covering cleanings, exams, and major work — a good fit whether or not your medical plan already includes dental.

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Vision Insurance

Affordable coverage for eye exams, glasses, and contacts, often paired with a dental plan for one combined premium.

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Life Insurance

Term and whole life policies to protect your family's income and cover final expenses, sized to fit your budget.

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HSA-Qualified Plans

High-deductible health plans paired with a Health Savings Account, so you can set aside pre-tax dollars for medical costs.

See If You Qualify →

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Prescription & Telehealth

We check how each plan handles your medications and whether $0 telehealth visits are included before you enroll.

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Family reviewing health insurance options

Why Choose GIC

Independent Guidance — At No Cost to You

As an independent agency we're not tied to any single insurance company. We shop the market across major medical, dental, vision, and life carriers to find what actually fits your health, your budget, and your family.

We compare multiple carriers to help find the best solution for you
We check whether you qualify for ACA subsidies before quoting off-exchange plans
We review your prescriptions and preferred doctors before you enroll
Our services are 100% NO Cost
We're available year-round for questions, claims help, and plan changes

Turning 65 soon? See our Medicare page →. Looking for subsidized marketplace coverage? Visit ACA / Marketplace →. Need disability, critical illness, or long-term care coverage? See Additional Services →.

FAQ

Health Insurance Questions, Answered

I'm not eligible for Medicare or ACA subsidies — what are my options?

You can still shop major medical plans off the exchange, or consider short-term health plans as a bridge. We compare both on- and off-exchange options so you're not limited to a single carrier's offerings.

Can I get dental and vision without a full medical plan?

Yes — standalone dental and vision plans are available on their own, and many people pair them with an existing medical plan from work or elsewhere.

What's the difference between this page and ACA Marketplace plans?

The ACA Marketplace page covers subsidized plans through healthcare.gov. This page covers the broader range of individual, family, dental, vision, and life insurance options — including off-exchange plans if you don't qualify for a subsidy or prefer a different carrier.

Do you charge a fee for finding my plan?

Never. Our health insurance consultations and enrollment assistance are completely no cost.